Down payment is a pretty basic term when it comes to talking about finance. Do you know why we do it, or what that money covers? What if we give a down payment and we don't want to follow through with the deal we put the money down for? This is what I will be covering in today's post.
What is a down payment?
A down payment is a cash payment a buyer gives the seller that is a percentage of the total ...
Hopefully the title caught your attention. We all hate debt, and zombie debt is just another kind of debt that can slip through the cracks of life. Thankfully it is not necessarily as dangerous as real zombies (that is a whole nother story, for another time).
What is Zombie Debt
Before we go off on a zombie tangent and preparing for the apocalypse, let's stay focused on the topic. Zombie debt. Okay, let's get to the flesh of this article. Zombie debt is ...
I'm sure you've been fired or let go from at least one job in your lifetime. I certainly have, it's not fun, but sometimes necessary for both parties. Other times, you may feel that you have been wrongfully or illegally let go from a job. This is known as 'Wrongful Termination' and believe it or not, it happens.
What exactly is wrongful termination?
As I was starting to get into in the introduction of this article, wrongful termination is a situation when you, ...
I remember when I was about 17 I wanted to start building up some credit. Yes, I knew what credit was at such an early age. I took a business class in high school. I always had problems with trying to get a credit card. This leads to what they call credit denial.
What is Credit Denial
Credit denial is when a company decides to deny your application for a line of credit with their company. This might be for a loan, credit ...
I’m going to tell you a story about how I was given a great opportunity and how I almost let it slip through my fingers by becoming complacent and unproductive. Luckily, this story has a happy ending.
In August 2009 I had just moved to San Francisco, I won’t bore you with the details but the story involves a girl.
Soon after arriving I had a serendipitous meeting with an Aussie (let’s call him VT) that would change my life direction.
We had a ...
Sarah Hill did a guest post for us about real estate agents and Human Media Movement earlier today. Here is an awesome infographic to give you a more visual approach to understanding the whole Human Media Movement as a whole.
Credit for the infographic goes to: Veterans United.
The link to the original inforgraphic can be found here
For real estate agents, social media has never been a more accessible avenue for free and easy marketing. Twitter allows real estate agents to easily update followers on new listings and current open houses, Facebook is a great place to post entire listings and photos, and Linkedin is an easy way for real estate agents to simply get word out about the services they offer. However, many real estate agents using social media often overlook the benefits of what Google+ and in ...
Amortization Schedules - sounds boring, but important
Amortization? seriously.. sometimes I think you just make these things up, what does that mean in plain English? Amortization or Amortization schedule is a key aspect of your loan. In this post we explore the concept of Appraisals, why it is a critical number when applying for your mortgage and how to help avoid some of the pain that can sometimes come with a property appraisal.
What is an Appraisal?
An appraisal is the part of the mortgage application ...
Home Improvement Made Easier
As summer is getting closer you may want to spruce things up around the house - inside or outside. If you're not too much of a DIY yourself type of person then I would recommend checking out HomeAdvisor.com for all your home improvement needs.
So what exactly is HomeAdvisor.com
As I briefly touched upon this in the intro, they help you with get in touch with home improvements professionals. Instead of having to rely on world of mouth, or looking through a phonebook ...